Garnishment, Repossession & Foreclosure

When you have difficulty paying your bills, it can take a toll on your self-respect. When the creditors start making harassing phone calls to your home, it adds insult to injury. If you then get to the point where you are in danger of wage garnishment, car repossession or home foreclosure – it is time to contact an experienced bankruptcy lawyer. Bankruptcy can stop, alleviate and many times resolve these issues in addition to wiping out your debt.

Did you know?

When you file for bankruptcy, an immediate halt is placed on all collections efforts for your money, car and home.

Learn how we can help you with the following legal issues:

• Garnishment: If you receive notice that your wages or tax refunds will be garnished, you should contact my law office immediately. Filing bankruptcy can protect your money. If your wages or tax returns have already been garnished, you may be entitled to reimbursement of the garnishment if you file bankruptcy within 90 days.
• Repossessions: When you file for bankruptcy, it will put an immediate stop to repossession efforts. We can discuss how you can become current on certain payments in order to keep necessary assets such as your car.
• Foreclosure: Filing for Chapter 13 can allow you to consolidate unsecured debt, and create a payment plan to become current on your mortgage. If your house already went into foreclosure and the process was finalized, you may be surprised to get a 1099 form the next year at tax time requesting income tax on any loss the bank had from selling your foreclosed property. By declaring bankruptcy at this point, you can discharge this often costly tax.

Brighton Car Repossession Attorneys · Howell Stop Foreclosure Attorneys

Located in Howell, Michigan, attorney David Brauer and the law office of David W. Brauer, PLLC provide comprehensive legal representation for clients in communities throughout Livingston County and eastern Michigan, including the cities of Fowlerville, Brighton, Lakeland, Hartland, Gregory, Whitmore Lake, Hamburg and Cohoctah. Contact David W. Brauer, PLLC at (517) 548-1998 to schedule a free initial consultation with experienced Howell wage garnishment attorneys today.

We are conveniently located in downtown next to the Family Dollar, formerly Howell Village Market. For your convenience, our firm offers payment plans and accepts Visa, MasterCard and Discover.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.