Credit Card Debt

When people are asked what pushed them into bankruptcy, most people tell the same story. “It was our credit cards.”

If you are in this situation, you should consult with a lawyer at David W. Brauer, PLLC Call us at (517) 548-1998.

Hartland’s “Stop Creditor Harassment” Attorney

Many people have lost their jobs in this current economy. Suddenly they are forced into a situation where they are using their credit cards frequently. They miss a monthly credit card payment, and they suddenly find the credit card company has substantially increased their interest rate. They are no longer able to make monthly payments. Their credit card payments now have them in a stranglehold.

Card Debt Relief Is Just a Telephone Call Away

Credit cards can even get you in trouble during the bankruptcy process. The following are just a couple of “red flag” behaviors that credit card companies may challenge:

• If there was a sudden, conspicuous change in the way you used your credit card
• If you used your credit card to make luxury purchases or for large cash advances

Even if other credit card purchases are discharged during bankruptcy, these kinds of purchases may not be discharged. If you have doubts about what may be discharged and what may be challenged, it is best to talk to the lawyers at David W. Brauer, PLLC.

When You Have a Big Debt Problem Call the Big Debt Problem Solvers

At David W. Brauer, PLLC, our experienced lawyers know the ins and outs of credit card debt — how to avoid it, how to manage it, and how to discharge it under Chapter 7 and Chapter 13 bankruptcy. We invite you to call us.