David W. Brauer, PLLC
Aggressive Trial Lawyers
Call (517) 548-1998
David W. Brauer, PLLC
Aggressive Trial Lawyer / Personal Injury Attorney
Call (517) 548-1998
David W. Brauer, PLLC
Aggressive Trial Lawyer / Personal Injury Attorney
Call (517) 548-1998


Your bank does not really want your foreclosed home on its books. Every day that it sits there unsold, it costs the bank money to keep it warm and lit. Banks are afraid of vandalism, storms and all the other things that happen to boarded up houses over extended periods of time.
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Because Something Is Better Than Nothing

For this reason, more and more banks are agreeing to modify the terms of the mortgages they hold. Their reasoning is that it's better to get some of the money they are owed than none of it.

Banks won't renegotiate every mortgage, of course. A house that is easy to sell — a good bargain in a great neighborhood — will probably not qualify for loan negotiation.

We are a debt relief agency. We help people file for bankruptcy relief under the U.S. Bankruptcy Code.

Howell Loan Modification Attorney

Despite that, there may be an opportunity to renegotiate your mortgage. Talk to one of the attorneys at David W. Brauer, PLLC As your lawyers, we will write a letter to your bank proposing a restructuring of the debt.

These are some of the benefits of loan modification:
  • You can lower your monthly payments.
  • You can reduce your interest rate.
  • You can reduce the balance on your loan.
  • You may be able to waive negatively accrued interest.
  • You may save your home from foreclosure.

Beware of Debt Consolidation Schemes

When dealing with unpayable debt, it is always preferable to deal with a bankruptcy attorney, not a debt consolidation service. A debt consolidation service will promise to renegotiate your debts, but it lacks the legal power to do so, and it will insist on being the first to get paid.

The law firm of David W. Brauer, PLLC, located in Howell, Michigan, has helped numerous families to change the terms of their loans and hold onto their homes. We may be able to do the same for you.

Your home loan is not written in cement. E-mail the Howell debt negotiation attorneys at David W. Brauer, PLLC or call us at (517) 548-1998.